Onboarding and Eligibility

1. Pre-Qualification (Soft Credit Check)
2. Display Purchase Power or BNPL Limit
3. Capture Required Disclosures and Customer Consents
4. Link Initial Repayment Method (Bank Account, Debit Card, or Wallet)
5. Enable Autopay During Onboarding (Optional)
6. Income or Affordability Check Refresh
7. Collect Additional Supporting Documents (On Exception)

Checkout and Virtual Card

1. Create Single-Use Virtual Card
2. Cancel Unused Virtual Card
3. Reissue Virtual Card After Tokenization Failure
4. Resolve 3‑D Secure or SCA Challenge
5. Resolve Address (AVS) Mismatch
6. Resolve CVV Mismatch
7. Explain or Enforce Merchant Category Restrictions
8. Extend Pre-Authorization Expiration
9. Support Multiple or Partial Captures by Merchant
10. Release Pre-Authorization After Order Cancellation

Plan Management